Reguvera by v3rtical
1

Banks and consumer finance providers

For loan applications, credit card onboarding, account opening, SME lending, and affordability checks. Reguvera reduces manual document review, strengthens KYC/KYB and AML evidence, and accelerates credit decision preparation.

  • Cut manual document review on high-volume applications
  • Strengthen KYC, KYB, AML, affordability, and sanctions / PEP evidence
  • Accelerate credit decision preparation with verified, structured data
  • Improve auditability across acquisition, onboarding, and approval

Reduce onboarding friction while improving data quality and decision traceability.

2

Government and public-sector services

For permits, grants, benefits, licensing, public registers, and citizen or business applications. Reguvera brings national and European digital identity into structured, validated, auditable digital submissions.

  • Remote identity through national and European digital identity (Slovenian: SI-PASS)
  • Structured applications with attachments, validation rules, and signatures
  • Privacy, retention, and data-erasure controls built in
  • Audit trails for every submission, correction, and decision

Make public applications digital, verified, and auditable from the first submission.

3

Insurance

For quote-to-policy flows, policyholder onboarding, claims intake, beneficiary checks, and contract signing. Reguvera verifies identity, collects structured declarations, supports sanctions and PEP screening, connects underwriting data, and routes exceptions to staff.

  • Verified, structured customer and broker intake
  • Sanctions, PEP, and identity screening built into the flow
  • Underwriting-ready data with consistent declarations and signatures
  • Cleaner broker-channel data with attribution preserved

Turn customer and broker intake into verified, structured, underwriting-ready data.

4

Leasing and asset finance

For vehicle leasing, equipment finance, agricultural finance, vendor-originated financing, and business leasing. Reguvera combines customer onboarding, company and registry checks, credit and risk data, asset valuation, insurance, and pledge / collateral checks into one financing workflow — with KYC, KYB, AML, UBO, and sanctions / PEP evidence in the same decision file.

  • One workflow combining customer, company, asset, credit, insurance, and risk checks
  • Slovenian sources covered: Bisnode, SISBON / SISBIZ, EuroTax, AJPES eRZPP, Rekono / SI-PASS
  • Partner, dealer, and vendor intake without granting full staff access
  • KYC, KYB, AML, UBO, sanctions, and PEP evidence in the same decision file

Move from application intake to high-confidence financing decision faster.

Read the leasing solution
5

Automotive, mobility, and dealer ecosystems

For car dealers, fleet operators, mobility providers, and asset-backed financing ecosystems. Reguvera connects asset valuation, stolen-vehicle and asset-risk checks, pledge / lien checks, insurance, financing, and customer onboarding into a single intake flow.

  • Asset valuation, stolen-vehicle, and pledge / lien checks before approval
  • Controlled application origination across dealer networks
  • Insurance, financing, and identity in a single intake flow
  • Reduce fraud and pledged-asset risk on every deal

Connect asset, customer, insurance, and finance checks before the vehicle is approved.

Looking at a different industry?

Reguvera fits any regulated onboarding flow that must reconcile customer-provided data with trusted sources.